Biometric Pix
The most anticipated product in the payments market, and how it will be delivered to make businesses more innovative
Hello 👋
At Trio, we’re committed to advancing payments through Pix, Brazil’s instant payment system and the fastest, most secure and most traceable payment method there is.
The Biometric Pix technology built by Trio’s engineering team lets your customer, once enrolled, pay with just their biometrics, with no extra steps. At checkout, the user simply selects Biometric Pix and completes the payment.
The idea is to bring the experience of wallets such as Apple Wallet, Google Pay and Samsung Pay to your Pix checkout.
Why is it more secure?
Trio’s Biometric Pix is secure because it uses WebAuthn, an open API developed by the FIDO Alliance and the W3C that enables passwordless user authentication for online services and web applications.
Users’ devices also rely on these protocols and standards to perform biometric authentication. This means the user’s phone holds a private key, which is verified at the time of the transaction. It works as a mathematical proof that the payment was signed by a specific device, with that person’s biometrics.
For security reasons, Trio, as a Payment Institution audited and regulated by the Central Bank of Brazil (BCB), has no access to any key, biometric data, photo or fingerprint of the user making the payment.
How does it work?
The user’s first payment requires a registration with the bank that unlocks this type of payment (Biometric Pix), a standard step for this payment method called enrollment.
After this initial enrollment, the user starts the payment process, which, when done through Trio’s Biometric Pix, will be the same every time the customer wants to make a new payment.
Implementing it is very simple
Trio’s technology provides an embeddable SDK that can easily be added to your payment checkout. It’s plug and play and requires only a few settings. This SDK can include all three payment options:
- ✅ Standard Pix
- ✅ Pix via Open Finance (Pay with app)
- ✅ Biometric Pix
You, our customer, can install the SDK and get everything ready to start using Biometric Pix:
We hope you enjoy the new features!
Until next time,
The Trio Team.