Liquidity for your operation. Without leaving your corporate account.
Advance receivables, run supplier finance and structure FIDCs (receivables investment funds) with Trio Asset: liquidity for borrowers and solutions for lenders, in the same account.
Turn receivables into
working capital
Request, track and receive advances in one place, without juggling multiple systems.
Request a receivables advance from the same place you run your account, keeping the whole financial operation in one flow.
Talk to an expertGet advances quickly by importing NF-e XML files (Brazilian electronic invoices) or installment contracts, with no paperwork.
Talk to an expertTurn your payables into liquidity. Import obligations via XML and offer early payment to your suppliers.
Talk to an expertSet up structured operations backed by several kinds of collateral, such as a smart escrow account, receivables, investments or account balance.
Talk to an expert
Credit at your fingertips, right in your
Corporate Account
Simulate rates, choose the receivables and sign the contract on the platform. For complex structures, count on a dedicated banker.
- 01
Proprietary credit analysis
Our own credit model with automated analysis. Fast decisions based on the real data of your operation.
- 02
Collateral and receivables management
Register and track the collateral tied to each operation right in the account, with full visibility of what backs it.
Receivables built into your corporate account
Every amount advanced and settled lands straight in your corporate account, with all your transactions in one place and ready to keep your operation moving.
See Trio’s Corporate AccountFor lendersSecuritization firms and FIDCs
Receivables land in the right account
and move to the FIDC on their own.
In Trio's Conta Vinculada, an escrow-model account, each operation's funds stay segregated and follow the rules set in the contract. The native sweep sends the balance to its destination, such as an FIDC, with no manual transfer for each receipt.
- Funds segregated by operationEach structure with its own account, balance and statement, so different portfolios and originators never share cash.
- Contract rules run by the accountThe movement conditions set in the contract run automatically, with no side spreadsheet to keep.
- Automatic sweep to the FIDCReceived balances go where the contract says, without the team starting each transfer.
- Part of the rest of your operationIt sits alongside the Transactional and Current accounts at the same institution, and sends balances and movements to your systems by API.
For lendersThe full cycle
From disbursement to sweep,
the whole credit operation in one account.
Securitization firms and FIDCs pay assignors, collect from debtors, segregate funds and report to the fund. At Trio, every step runs on the same infrastructure, with each operation's vehicles under one login.
- 1DisbursementPay assignors in batch, by Pix or TED, with approval rules by amount.DSB-0142 · 18 assignors
- 2CollectionsBoleto and Pix to debtors, with every receipt identified by its operation.312 bills · BolePix
- 3Conta VinculadaEach operation's funds stay segregated and follow the contract's rules.op. 0142 · escrow model
- 4SweepThe balance goes where the contract says, such as the FIDC, with no manual transfer.→ Aurora FIDC I
- 5ReconciliationStatements per vehicle and events by API and webhooks to your system and the administrator.webhook · reconciled
- Aurora Securitizadora
- Aurora FIDC I
- Aurora FIDC II
- Série 2026-1
Authorized by the Central Bank of Brazil, with a direct Pix connection.
A Payment Institution authorized by the Central Bank of Brazil, with a public information-security policy and high-availability infrastructure of its own.
- IP 619Authorized by the Central Bank of Brazil
- BCB 85/2021Information-security policy (Resolução BCB nº 85/2021)
- LGPDData protection under Brazil's LGPD, with a DPO
- 99.99%Uptime
Questions about
receivables advances
What are Trio Receivables?
Trio's working-capital operations: advances on boletos and invoices, supplier finance for your supply chain, and structured operations with Trio Asset, a CVM-authorized asset manager. Advanced amounts land directly in the Trio corporate account.
How do advances via XML work?
Advances are simple and happen right on the platform. Import your invoices (NF-e XML files) or contracts and our system processes the data. With our proprietary credit analysis, you get fast decisions based on the real data of your operation, with no red tape.
What is supplier finance (risco sacado) and how does it work?
It is an operation designed to give your supply chain breathing room. You import your payables into the platform and make the amounts available to your suppliers early: they get cash right away, and you keep flexible payment terms.
Where does the money from advances go?
Every amount advanced lands straight in your Trio corporate account. The balance is available immediately, with all your financial transactions in one place and ready to use in your operation, with no manual transfers between banks.