2.1
High-availability settlement flow
Processing directly in the Central Bank of Brazil’s Pix arrangement, with real-time settlement and your ID traceable on every transaction. No windows of uncertainty about what came in and when.
High-volume payments. Reconciled with every transaction.
High-volume Pix and boleto on Trio’s own rails, connected directly to the Central Bank of Brazil. Stable settlement at any volume, and every transaction arrives tagged for reconciliation.
Payment specialists, from collection to reconciliation
Pix, Pix Boleto, Pix Automático, payment links and checkout run on one account, one API and one reconciliation.
Pix specialists, with real-time settlement and 24-hour availability for operations that can’t wait.
Issue in bulk, with settlement by Pix or by traditional boleto (Brazil’s bank payment slip), whichever way your customer chooses to pay.
Automatic recurring Pix: the charge is authorized once, directly in the corporate account, and processed on every due date.
Create the charge link in seconds, right on the platform, ready to send to your customer.
A payment page ready to share, with no need to build your own billing front end.
Settlement and reconciliation for the
month-end close
Reconciliation happens as each transaction settles, one by one, not as a task at the end of the month.
2.2
Reconciliation that saves your team time
Reconciliation by External ID eliminates manual matching between what your system recorded and what the statement shows. What used to take hours becomes part of the operation.
2.3
MED 2.0 management
See the full history of MED 2.0, Pix’s special refund mechanism, with the payer’s data linked to the disputed transaction, and decide the next step right on screen. No switching between systems to understand what happened to the transaction.
Stability
for teams that operate at scale.
- uptime¹
- 99.99%
- share of annual Pix volume²
- 0.85%
- opened with support per 100,000 transactions³
- 1 ticket
- Platform availability, with settlement on Trio’s own infrastructure and a direct connection to the Central Bank of Brazil.
- Trio’s share of annual Pix volume.
- Ratio of support tickets to transactions processed by Trio.
Plan your integration before
you start building
An API with documentation that respects your team’s time, dedicated technical support and a complete integration process.
Read the full documentation- 01
Complete sandbox
A test environment that simulates real production behavior, so Go Live holds no surprises.
Open the Sandbox now - 02
Dedicated integration analyst
A technical specialist works with your team from flow design to go-live, custom integrations included, with no setup fee.
Talk to Trio - 03
Checkout via SDK
The fastest way to take Pix payments on your site or app.
Read the SDK docs
MCP · AI agents
Ask your agent
where every payment stands
With Trio’s MCP server, agents such as Claude read the account’s payments: what went out in a period, which stage each one is in and who it went to. Access is read-only: payments are still approved by people.
See Trio for AI agentsMCP tools3
list_payment_documentsPayments in a period
Every outgoing payment in a date range, with its status.
search_payment_documentsLookup by identifier
Finds a payment by external_id, Pix end-to-end ID or platform_id, with its stages and payee details.
list_payment_documents_by_tax_numberPayments by CNPJ or CPF
Everything paid to one payee in a period.
Read-only: no tool moves money. Payments are still approved by people, under the account’s approval rules.
Real people on the other end,
24 hours a day.
Your payments, straight into the new generation of corporate accounts
The settled amount is available right away to pay suppliers, make transfers or consolidate with the rest of the operation, without waiting for another bank to process the transaction.
Explore Trio’s Corporate AccountAuthorized by the Central Bank of Brazil, with a direct Pix connection.
A Payment Institution authorized by the Central Bank of Brazil, with a public information-security policy and high-availability infrastructure of its own.
- IP 619Authorized by the Central Bank of Brazil
- BCB 85/2021Information-security policy (Resolução BCB nº 85/2021)
- LGPDData protection under Brazil's LGPD, with a DPO
- 99.99%Uptime
Pay and get paid at scale.
With the operation under control.
Questions about
Pix payments
What is Trio's payment infrastructure?
Trio's own infrastructure, connected directly to the Central Bank of Brazil, for processing Pix, Pix Boleto, Pix Automático and payment links at high volume, with no intermediary bank. Every transaction settles and comes back ready to reconcile.
How much does it cost?
Opening and maintaining the account is free. Pix QR Code and Pix Boleto by QR code cost R$0.69 per transaction, and a barcode boleto R$1.99. API access is free. Enterprise volumes get negotiated pricing. See the full table on Pricing.
Does Trio replace my current bank?
It doesn’t have to. You can run Trio alongside your current bank and keep both. When it makes sense to centralize, Trio is ready to take over the services your operation needs, such as Pix, collections, payments and the corporate account, and bring everything into one account to streamline the operation.
How is Trio different from a legacy bank?
Both answer to the same regulator, but Trio was designed for your product team to integrate and your finance team to operate, not the other way around. Trio offers payments infrastructure built for scale, with a documented API, an embeddable SDK, easier reconciliation, a dedicated integration analyst and a dedicated relationship manager.
How long does integration take?
Standard API operations are ready in days, and the actual timeline depends on your technical team’s availability; we have had complete integrations in a single day. Custom flows follow the track Design → Setup → Build → Test → Go Live, with technical support at every phase.
Does Trio charge for integration or technical support?
No. The dedicated integration analyst is included in the process, with no setup fee during integration.