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High volume, under control.
On a platform authorized by the Central Bank of Brazil.

Pix, boletos and batch payouts at the volume of your operation, with stable settlement, approvals by entity, and a dedicated manager and integration analyst.

Built for enterprise finance teams

Every CNPJ in one sign-in.
Every payment within its approval rule.

  1. Run each entity's accounts from a single login, with the group's consolidated balance and a view per CNPJ, without switching sessions to close the day's cash position.

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  2. Every inflow and outflow appears the moment it happens, with the running balance and each entry's identifier. High-availability settlement on Trio's own infrastructure, directly connected to the Central Bank.

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  3. Decide who approves each payment based on its amount and entity, with specific rules for boletos (bank slips). Approvals in the app, and every decision kept in the approval history.

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  4. Send your system's identifier as the external_id on every payment and charge through the API. Each entry comes back in the statement and in webhooks with the same ID, ready to reconcile.

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  5. A Mastercard corporate card and unlimited virtual cards, each tied to a cost center, with balance, limits and categories set before anyone spends.

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Proven at scale

Stability to operate at scale.
Measured in every transaction.

  • R$100Bprocessed in the last 12 months1
  • 99.99%uptime2
  • 1 ticketof support per 100,000 transactions3
  • 0.85%of annual Pix volume4
Customer since 2025
“We needed a provider that could handle our scale and our high transaction volume. Trio has the best technology and delivers extremely low response times. The technology really works, and it guarantees the best experience for the end user.”
Luis RibeiroRevenue Director, GIRO.Tech
  1. 1 Total volume processed by Trio in the last 12 months.
  2. 2 Platform availability, with settlement on Trio's own infrastructure and a direct connection to the Central Bank.
  3. 3 Support tickets opened relative to the number of transactions processed.
  4. 4 Trio's share of annual Pix volume (Pix is Brazil's instant payment system).

AI with governance

Agents read, analyze and explain.
People approve.

With Trio MCP, Claude and other MCP-compatible clients read your organization's balances, statements, payments, collections and cards. Decisions stay with your team.

Meet Trio MCP
  • Scope

    Read-only

    The tools read the operation. Payments still go through the account's approval rules.

  • Access

    Your organization's credentials

    Every call runs with the credentials that authenticated the session and sees only your organization's data.

  • Answers

    The account's numbers, not estimates

    The agent goes through the whole period, page by page, and answers with the data behind the answer.

Governance

Controls and security
from day one.

  • Users, permissions and history

    Decide who can view, operate and approve on each account. Every approval is recorded with who decided and when.

  • Multiple CNPJs, one governance

    Each entity with its own accounts and approval rules, all in the same sign-in, with the group's consolidated balance.

  • An API with signed webhooks

    Separate credentials for sandbox and production, a registered IP per credential and every webhook signed with HMAC-SHA-256.

Authorized by the Central Bank of Brazil, with a direct Pix connection.

A Payment Institution authorized by the Central Bank of Brazil, with a public information-security policy and high-availability infrastructure of its own.

See security
  • IP 619Authorized by the Central Bank of Brazil
  • BCB 85/2021Information-security policy (Resolução BCB nº 85/2021)
  • LGPDData protection under Brazil's LGPD, with a DPO
  • 99.99%Uptime

Implementation and support

A team beside your operation.
From integration to every day after.

  • Dedicated Relationship Manager

    A specialist focused on your operation's volume, who works with your team and clears bottlenecks quickly.

  • Integration Analyst and sandbox

    Technical guidance from the first request to Go Live, with a full sandbox that mirrors production and no setup fee during the integration.

  • 24/7 human support

    Real people for incidents, transaction checks and reconciliation, at any hour.

Pricing

Exclusive commercial terms for high-volume operations.

We understand the complexity of high-volume operations. Talk to our team to find the terms for yours.

Enterprise
NegotiablePrice of each service on the Enterprise plan
Talk to TrioSee the price table

Implementation

From Design to Go Live, with guidance at every phase.

Standard API operations are ready in days. Custom integrations follow a track with technical guidance at every phase.

  1. Phase 1DesignProducts, flows and the internal systems in scope, such as your ERP and accounting platform.
  2. Phase 2SetupYour organization in the sandbox, credentials and the first webhook.
  3. Phase 3BuildCash-in, cash-out and document reads, always with a unique external_id.
  4. Phase 4TestPix, cash-out, webhook signatures, retries and idempotency.
  5. Phase 5Go LiveProduction credentials and webhooks, once compliance is validated.

Trio in the press
and the latest news.

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Other solutions for every stage of the company.

Questions
from enterprise teams

Does Trio serve groups with several CNPJs?

Yes. Every CNPJ (company tax ID) in your group sits in the same sign-in, each with its own accounts and approval rules, and the consolidated balance shows in one place. See the Corporate Account.

How do approval rules work?

You decide who approves each payment by amount and by CNPJ, including specific rules for boletos (bank slips). Approvals can be made in the app, and every decision is kept in the approval history.

Is Trio regulated by the Central Bank of Brazil?

Yes. Trio is a Payment Institution authorized by the Central Bank of Brazil (IP 619), with an information-security policy under Resolução BCB nº 85/2021 and data processing under Brazil's LGPD, with a data protection officer (DPO). The details are on Security.

How does Trio integrate with our ERP?

Through the documented REST API: send your system's identifier as the external_id on every operation and receive each state change through webhooks signed with HMAC-SHA-256. An Integration Analyst works with your team from the first request to Go Live, with a full sandbox that mirrors production. See Developers.

How long does implementation take?

Standard API operations are ready in days. Custom integrations follow the Design → Setup → Build → Test → Go Live track, with technical guidance at every phase, and the total time depends on how complex your operation's flow is.

What does support look like for enterprise operations?

You get a dedicated Relationship Manager and 24/7 human support for incidents, transaction checks and reconciliation. Today, Trio records 1 support ticket per 100,000 transactions.

How much does Trio cost for high-volume operations?

On the Enterprise plan, prices are negotiable: exclusive commercial terms for high-volume operations. See the price table or talk to Trio.

Can AI agents move money in the account?

No. Trio MCP is read-only: agents read entities, balances, statements, payments, collections, transfers, cards and invoices, and export invoice CSVs. Every call uses your organization's credentials and sees only its data, and payments still go through the account's approval rules. Agents read, analyze and explain. People approve. Learn more on AI.

More volume.
Same control.

See pricing