Your startup’s account,
from the first CNPJ to the next round.
Corporate account, cards, payments and collections in one place, with no opening or maintenance fee. And a team that knows tech as well as you do.
Built for startups
Everything your startup needs
to look after its money.
Pix, TED, boletos and an unlimited real-time statement. Opening and keeping the account is free, and transfers between Trio accounts cost nothing.
Learn moreUnlimited virtual cards at no cost, with limits per cost center set before anyone spends. Every purchase shows up in the account.
Learn moreSuppliers, boletos, taxes and payroll in one flow, approved by whoever you choose. Bills and taxes are paid with no fee.
Learn morePix, Pix Boleto, Pix Automático for subscriptions and payment links, all reconciled in the same account.
Learn moreA documented API, a free sandbox, signed webhooks and Trio MCP to connect AI agents to the account, whenever your team wants.
Learn more
A partner, not a vendor
Tech people
on the other side of the account.
Trio was born inside a software company. The people who look after your startup understand product, APIs and deadlines: a relationship manager, human support 24/7 and a technical analyst when it’s time to integrate.
- RelationshipTalk to TrioA relationship manager who knows your operation from day one.
- DemoSee the demoStep into the platform and see the account from the inside, with sample data and transactions.
- IntegrationNeed an integration?An integration analyst works with your team from the first request to go-live, with a documented API and a sandbox.
Startup pricing
Nothing to pay to start.
List prices as you grow.
- R$0to open and keep the account1
- R$0annual fee on the Mastercard card2
- R$0.69per Pix sent or received by QR code3
- 1 Opening, maintenance and statements are free, per the price table.
- 2 International Mastercard corporate card with no annual fee; unlimited virtual cards at no cost.
- 3 List price per transaction. Larger volumes get negotiated terms.
Authorized by the Central Bank of Brazil, with a direct Pix connection.
A Payment Institution authorized by the Central Bank of Brazil, with a public information-security policy and high-availability infrastructure of its own.
- IP 619Authorized by the Central Bank of Brazil
- BCB 85/2021Information-security policy (Resolução BCB nº 85/2021)
- LGPDData protection under Brazil's LGPD, with a DPO
- 99.99%Uptime
Other solutions for every stage of the company.
Questions
from startups
Is Trio a bank?
No. Trio is a Payment Institution authorized by the Central Bank of Brazil (IP 619). In practice, your startup gets a corporate account with Pix, TED, boletos, cards and an API, and payment-account balances are kept apart from Trio’s own assets, as regulation requires.
How much does it cost?
Opening and keeping the account is free, as are statements, bill and tax payments, transfers between Trio accounts and API access. A Pix sent or received by QR code costs R$0.69 per transaction. See the full table on Pricing.
Do the cards have an annual fee?
No. The international Mastercard corporate card has no annual fee, and virtual cards are unlimited and free, each with the limit you set.
Can I use Trio alongside my current bank?
Yes. You can run Trio next to your bank and keep both. When it makes sense to centralize, Trio is ready to take over the services your startup needs and bring everything into one account.
Can we automate the account?
Yes. The API is documented, the sandbox is free and webhooks are signed with HMAC-SHA-256. With Trio MCP, AI agents read balances and statements with read-only access. Standard API operations are ready in days.
Does Trio keep up as the company grows?
Yes. The same account adds approval rules by amount and by CNPJ, batch payments, multiple CNPJs in one sign-in and a dedicated Relationship Manager as the operation grows. See the solutions for mid-market and enterprise.