Advanced compliance in Pix payments

Under the new Portaria SPA/MF 1.231 (a ministerial ordinance on betting regulation) issued by the Ministry of Economy, it is clear that compliance must be stricter at onboarding and at payment on betting sites. But how do you keep this from hurting the user experience with system delays or false authentication failures?

Starting December 31, 2024, betting operators are responsible for preventing certain people from registering for or using their betting systems, to ensure the integrity and security of the activity.

The groups barred from participating include, of course, anyone under 18, who cannot register for or use betting systems. Owners, administrators, directors, people with significant influence, managers or employees of the betting operator are also barred.

Public officials whose duties are directly related to regulating, controlling and overseeing betting activities within the jurisdiction where they work are likewise prohibited. Similarly, people with access to the computer systems of fixed-odds betting lotteries cannot take part.

Individuals who could exert any influence on the outcome of the sporting events being bet on are also excluded, including sports executives, coaches, trainers, referees, assistant referees, sports agents, agents or representatives of athletes and coaches, members of the management or oversight bodies of entities that organize sports competitions, and athletes taking part in competitions organized by Brazil’s National Sports System.

People diagnosed with gambling disorder (gambling addiction) by a licensed mental health professional are prohibited from betting. Finally, anyone barred from betting by a specific administrative or court decision, once formally notified, must also be excluded from betting systems.

These measures aim to ensure a safe and fair environment for all participants and to preserve the integrity of betting activities.

How can you be sure your operation is following the rules?

Plugging into a solution that builds advanced compliance into the moment of payment reduces transaction processing time while enriching the data on the payer.

Trio’s Advanced Compliance offers, at the moment the payment is processed:

• KYC + identification and facial recognition.
• Document capture, OCR and classification.
• CPF (individual taxpayer ID) validation.
• Liveness check.
• Facematch.
• Barred-bettor list check.
• AML, PEP and sanctions screening.
• Geolocation.

Talk to our specialists if you’d like more information, and get ready for the new market now.

Read every article of the Portaria:

The betting operator must prevent registration on or use of its betting system by:

I - anyone under eighteen years of age;

II - an owner, administrator, director, person with significant influence, manager or employee of the operator;

III - a public official with duties directly related to regulating, controlling and overseeing the activity within the jurisdiction on whose staff they serve;

IV - anyone who has or may have access to the computer systems of the fixed-odds betting lottery;

V - anyone who has or may have any influence on the outcome of a real sporting event that is the subject of a fixed-odds betting lottery, including:

a) anyone holding the position of sports executive, sports coach, trainer or member of a coaching staff;

b) a referee of a sport, an assistant referee of a sport or equivalent, a sports agent, an agent or representative of athletes and coaches, or a coach or member of a coaching staff;

c) a member of a management or oversight body of an entity that administers or organizes a sports competition or event; and

d) an athlete taking part in competitions organized by the entities that make up the National Sports System.

VI - anyone diagnosed with gambling disorder in a report by a licensed mental health professional; and

VII - anyone barred from betting by a specific administrative or court decision, once formally notified.