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NewTrio MCP: connect your AI agentsSee what’s new
Talk to Trio

Your entire finance operation
in one corporate account.

Pay, collect, reconcile and control every entity in one account, on Trio’s own rails authorized by the Central Bank of Brazil, with 24/7 human support and a manager who knows your operation.

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A 30-minute call with a specialist, at a time you choose.

A new member of your finance team

The AI-native
corporate account.

Pay, collect and reconcile every entity in one place. AI agents read balances, statements and charges and explain every number, without moving money.

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A 30-minute call with a specialist, at a time you choose.

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Hundreds of companies run on Trio.
From startups to high-volume enterprises.

R$100Bprocessed in the last 12 months

Payables, receivables, cards and financing
connected to your corporate account.

Every inflow and outflow lands in the same statement, already reconciled.

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The whole finance team,
working in the same account.

Each team starts with the job it needs done. Pick yours.

For accounts receivable teams

Every payment identified, with no manual matching.

Issue boletos and Pix at volume and collect monthly fees by Pix Automático. Every inflow arrives tied to its original invoice.

  • Bulk billingBoletos and Pix issued in batches, on the platform, from a CNAB file or through the API, with no volume cap.
  • Boletos with a Pix QR codeEvery boleto carries a Pix QR code. Paid through the QR, it settles on D+0 at a lower fee than the barcode.
  • Monthly fees by Pix AutomáticoThe customer authorizes once and the charge runs on every due date, with no card and no boleto every month.
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For accounts payable teams

Every payment of the day in one approved batch.

Bills, tax forms and suppliers from every CNPJ go out in the same batch. Each item has its approval rule and a status tracked through to settlement.

  • A batch with a status per itemBoleto, Pix and TED in the same batch, from a CNAB 240 or CSV file, or through the API. You follow every payment without checking them one by one.
  • Taxes and utilities in the same flowTax forms and utility bills paid alongside suppliers, with no separate portal.
  • Approval rules by amount and by CNPJEach amount range has its approvers. The batch only goes out after the approvals, with a logged history.
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For treasury teams

Cash across every company in the group in one position.

Balance and movement for every company in the group in one login, with fee-free transfers between the accounts. When cash flow calls for it, receivables advances happen on the same platform.

  • Consolidated positionEach CNPJ’s balance and the group total on the same panel, with the day’s inflows and outflows.
  • Move cash between companies at no costTransfers between Trio accounts are free and unlimited. Move balance from one CNPJ to another whenever cash calls for it.
  • Receivables into cashAdvance issued boletos and invoices when cash gets tight, without going to another bank.
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For controllers

Close the books by entity with the statement already reconciled.

Every entry arrives identified and separated by company, and card spend already comes by cost center. The close starts with the right number.

  • Statement reconciled at the sourcePix and boleto tied to the invoice by External ID. MED disputes handled in the same flow.
  • Team spend on corporate cardsCorporate cards per team, with cost center and limit set at issuance and instant blocking. Spend arrives classified for the close.
  • Ask your account through ClaudeCheck balance, statement and payments in natural language, without building a report.
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For every stage of your company.
From the first account to high-volume operations.

Built for business in Brazil, connected directly to the Central Bank.

Your company’s payment methods and obligations at a Payment Institution authorized by the Central Bank of Brazil, with settlement on infrastructure of its own.

See security
  • 24/7 Pix
  • Pix Automático
  • Pix Boleto
  • Boletos
  • TED wire transfers
  • Bills and taxes
  • MED 2.0 management
  • Multiple CNPJs
  • IP 619Authorized by the Central Bank of Brazil
  • BCB 85/2021Information-security policy (Resolução BCB nº 85/2021)
  • LGPDData protection under Brazil's LGPD, with a DPO
  • 99.99%Uptime

CNPJ 49.931.906/0001-19ISPB 49931906

From the first call to going live,
with a team beside you.

Hands-on implementation with no setup fee, and human support once everything is running.

  1. A 30-minute call

    A specialist learns your volume, your systems and how your finance team works today.

  2. Guided integration

    A dedicated Integration Analyst leads every phase, with a full sandbox that mirrors production.

  3. Operations with a dedicated manager

    A relationship manager follows your operation, with 24/7 human support for incidents, transactions and reconciliation.

A team that knows your business

The people who answer know accounts payable, billing and reconciliation inside out, and have solved these challenges at hundreds of companies.

Talk to an expert

Integrate in days
and connect your agents to the same account.

A documented REST API, signed webhooks and a full sandbox for your engineering team. Trio MCP gives AI agents the same data, read-only.

Read the docs

Questions about
the Trio corporate account

What is Trio and how does it work?

Trio is a corporate account for businesses. We are a Payment Institution regulated by the Central Bank of Brazil (IP 619) specialized in high volume. With our own infrastructure and a direct connection to the Central Bank, you manage Pix, Pix Boleto, recurring charges and batch payments with no intermediary between your operation and the financial system.

Is Trio a bank?

No. Trio is a Payment Institution authorized by the Central Bank of Brazil (IP 619; CNPJ 49.931.906/0001-19; ISPB 49931906), with settlement infrastructure of its own and a direct connection to the Central Bank. In practice, your company runs its account, 24/7 Pix, boletos, TED wire transfers, billing and cards with no intermediary between your operation and the financial system, on a platform designed for your finance team to run and your product team to integrate.

How does Trio protect my company’s data and transactions?

Trio follows an information-security policy under Resolução BCB nº 85/2021, the Central Bank’s cybersecurity rule: encryption at rest and in transit, least-privilege access, secure development, intrusion detection, incident management, business continuity and audit logs. Personal data is handled under Brazil’s LGPD, with a data protection officer (DPO). For integrations, webhooks are signed with HMAC-SHA-256, sandbox and production credentials are separate, and each credential can have its own IP allowlist. See the details on Security.

Can I control who approves each payment?

Yes. You set approval rules by amount and by CNPJ, manage users and permissions and create approval rules for boletos. Each payment is released only after the required approvals, which can be given in the app, and is recorded in the approval history.

Does Trio serve groups with several companies?

Yes. Multiple CNPJs (company tax IDs) sit in one login, with cost centers, virtual accounts, management dashboards and approval rules by CNPJ. For high-volume operations, see Trio for Enterprise.

Can I test the API before signing a contract?

Yes. Create a free sandbox account, a full environment that mirrors production, and read the API docs. When the integration goes to production, a dedicated Integration Analyst works alongside your team.

Can I take payments inside my product?

Yes. Trio Checkout brings Pix to your website, or to your app through a WebView, with the session created on your backend and callbacks at every step. For recurring charges, use Pix Automático; for one-off charges, the payment link. See Accounts Receivable and the SDK docs.

How long does integration take?

Standard operations via the API are ready in days. Custom integrations follow a Design → Setup → Build → Test → Go Live track, with a dedicated Integration Analyst at every phase and a full sandbox that mirrors production. Total time depends on how complex your operation’s flow is.

How does support work?

You get a dedicated relationship manager and human support 24/7 for incidents, transaction checks and reconciliation. During integration, a dedicated Integration Analyst works alongside your team, with no setup fee.

Can AI agents make payments through Trio?

No. Trio MCP is read-only: agents read entities, balances, statements, outgoing and incoming payments, transfers, cards and invoices, and export invoices as CSV. Every call uses your organization’s credentials and sees only its data. Payments still go through the account’s approval rules: agents read, analyze and explain; people approve.

How much does Trio cost for high-volume operations?

On the Enterprise plan, pricing is negotiable: exclusive commercial terms for high-volume operations. See the plans on Pricing or talk to Trio.

Talk to people who know how finance teams work.

A 30-minute call with a specialist, at a time you choose.

See the demoSee pricing
Customer since 2025
“We needed a provider that could handle our scale and our high transaction volume. Trio has the best technology and delivers extremely low response times. The technology really works, and it guarantees the best experience for the end user.”
Luis RibeiroRevenue Director, GIRO.Tech